Mortgage
Home Loan
Why you should consider switching to bank loan?
1. Interest Rate On Bank Loan Is Now Lower Than HDB Loan
Banks interest rates for home loans are at their lowest in recent years! Taking a home loan from a bank can be a more attractive option, as the bank rates are often more competitive, with many options to choose from!
2. Easier Eligibility Requirements
Foreigners or couples earning a higher income, a bank loan may be your best bet as eligibility requirements are much more flexible!
Here are a few things to consider when comparing home loan rates:
Loan Amount & Term
Fixed or floating interest rates
Free conversion within or at the end of lock-in period
Other special features, promotions and discounts
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Best HDB Home Loans
| Package | Year 1 Interest Rate | Lock-in Period |
|---|---|---|
Fixed | 2.50% | 2 year(s) |
| PromotionalFixed | 2.50% | 3 year(s) |
Floating | 3.46%3M SORA + 0.30% | 2 year(s) |
Best Private Home Loans
| Package | Year 1 Interest Rate | Lock-in Period |
|---|---|---|
Fixed | 2.45% | 3 year(s) |
| PromotionalFixed | 2.50% | 3 year(s) |
Floating | 3.46%3M SORA + 0.30% | 2 year(s) |
