Mortgage

Home Loan Refinance

What is home loan refinancing?

Refinancing refers to you changing your existing home loan to a new lender with lower rates; whereas, repricing means to refinance at your current bank. It is important to review your home loan diligently to assess when you can save money by refinancing, especially if your lock-in period is over.

Here are two main reasons why people refinance:

  1. Go for even lower mortgage interest rates and enjoy savings in interests

  2. To attain a higher loan amount and earn excess cash

Best HDB Home Loans
PackageYear 1 Interest RateLock-in Period
Fixed
2.40%3 year(s)
PromotionalFixed2.55%2 year(s)
Floating
3.68%1M SORA + 0.45%2 year(s)
Best Private Home Loans
PackageYear 1 Interest RateLock-in Period
Fixed
2.40%3 year(s)
PromotionalFixed2.55%2 year(s)
Floating
3.68%1M SORA + 0.45%2 year(s)

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Exclusive Free Gift(s)
Viomi Dispenser
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Loan Amount >= $250,000

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Loan Amount >= $1,000,000

Electric Desk
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Loan Amount >= $2,000,000

*Note: You will only receive one of the eligible free gift if your loan application is successful.

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