Plus BTO (Plus Build-to-Order)
Plus flats are located in more desirable areas, offering better access to amenities like transport nodes and town centres. They are designed to provide an enhanced living environment at a reasonable cost.
Standard Flats | Plus Flats | Prime Flats | |
---|---|---|---|
Subsidies | Significant market discounts | More subsidies, in addition to significant market discounts | Most subsidies, in addition to significant market discounts |
Subsidy recovery upon resale of flat [1] | No | Yes (less than Prime) | Yes |
Minimum occupation period (MOP) | Allowed after MOP (5 years) | 10 years | 10 years |
Resale of flat [1] | Allowed after MOP, with tighter resale conditions for Plus and Prime flats | ||
Investment in private residential property | Allowed after MOP | ||
Renting out of whole flat [1] | Allowed after MOP | Not allowed | Not allowed |
Renting out of spare rooms | Allowed for 3-room or bigger flats |
[1] 2-room Flexi flats with short leases and Community Care Apartments cannot be rented out (whether partially or fully) or sold on the open market.
When selling or transferring a Plus or Prime flat purchased from HDB^, a portion of the resale price* must be returned to HDB. This percentage reflects the amount of additional subsidy provided for the flat, ensuring equitable distribution of subsidies across all buyers. The exact percentage will be announced when Plus or Prime projects are made available for sale.
If you buy a resale Plus or Prime flat on the open market, the subsidy recovery does not apply when you sell the flat. However, other restrictions, such as the 10-year MOP, prohibition of whole flat rental, and eligibility of your flat buyers, will apply.
^ Does not apply to 2-room Flexi flats with short leases and Community Care Apartments.
- If HDB determines that a valuation is necessary, the subsidy recovery will be calculated as a percentage of either the valuation or resale price, whichever is higher.
Yes, Plus flats come with "more" additional subsidies to make them more affordable, reflecting their desirable benefits.
Eligibility conditions for Plus flats generally align with standard HDB requirements, but buyers must also meet specific criteria related to income and family nucleus, depending on the flat type and location.
Owners of Plus flats are required to fulfil a Minimum Occupation Period (MOP) of 10 years before they can sell their flat on the open market.
Owners of Plus flats may rent out spare bedrooms for 3-room or bigger flats, but renting out whole flats is not allowed, even after MOP of 10 years.
Conditions | Standard Flats | Plus Flats | Prime Flats |
---|---|---|---|
Resale of flat | Allowed after MOP (5 years) | Allowed after MOP (10 years) | Allowed after MOP (10 years) |
Renting out spare rooms | Allowed | Allowed for 3-room or bigger flats | Allowed for 3-room or bigger flats |
Renting out whole flat | Allowed after MOP (5 years) | Not allowed | Not allowed |
Investment in private property | Allowed after MOP (5 years) | Allowed after MOP (10 years) | Allowed after MOP (10 years) |